Terms and Conditions

Website Use and Consent

All content accessible on or through this Website, including words, designs, layouts, graphics, photos, images, information, materials, documents, data, and databases (“Content”), is our property and is protected under United States intellectual property laws.

If you have purchased a service, program, product, or subscription, or have entered into a separate agreement with us, those terms also apply and take precedence in the event of a conflict. Online purchases are subject to additional transaction terms.

By accessing or using this Website, you confirm that you are at least 18 years old and agree to comply with these Terms and Conditions. Any access by anyone under age 18 is unauthorized and in violation of these Terms.

Intellectual Property Rights

Our License to You

This Website and its Content are owned solely by us and/or our affiliates or licensors, and are protected by copyright, trademark, and other intellectual property laws. By accessing or purchasing from this Website, you become our Licensee and receive a revocable, non-transferable license for personal, non-commercial use only.

As a Licensee, you agree to the following:

• You will not copy, duplicate, or misappropriate our Website or Content. Unauthorized use constitutes theft, and we reserve the right to pursue all available legal remedies.
• You may download or print one copy of individual pages for personal, non-commercial use, provided you give full attribution, retain all copyright and trademark notices, and include a link back to the source page if used electronically.
• You may not claim ownership of or represent our Content as your own. Downloading or printing does not transfer any ownership rights.
• You must obtain our written permission before using any of our Content for business purposes or sharing it with others. You may not modify, reproduce, republish, upload, transmit, translate, sell, or create derivative works from our Content without our written consent.
• Commercial or income-generating use requires our prior written permission.

Trademarks and logos displayed on this Website belong to us unless otherwise noted. Unauthorized use, including framing or meta tags utilizing these trademarks, is strictly prohibited without our written consent. All rights not expressly granted in these Terms are reserved by us.

Your License to Us

By posting or submitting any material to this Website, you confirm that you own all such materials and are at least 18 years old. By voluntarily submitting content, you grant us and anyone we authorize the right to use that content as part of our current or future Website and related materials, without further permission from or compensation to you. We have the right, but not the obligation, to use any content you submit, and we may discontinue such use at any time.

Permission Requests

Requests to use our Content must be submitted before use. Please contact us through the Contact form on this Website or by emailing freddi@figureitoutwithfreddi.com.

If permission is granted, you agree to use only the Content we specify, only in the ways we have explicitly authorized. Unauthorized use will be treated as misappropriation, and you agree to immediately cease such use and take all remedial actions we request.

Personal Responsibility and Assumption of Risk

By using this Website and its Content, you confirm that you are exercising your own judgment at your own risk. No results are guaranteed in connection with this Website or its Content. You are solely responsible for your actions, decisions, and outcomes resulting from your use, misuse, or non-use of this Website.

Disclaimers

This Website and its Content are for informational and educational purposes only. To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, or consequential loss or damage arising from your use of this Website, including but not limited to: accidents, injuries, lost profits, business interruptions, misapplication of information, physical or mental health conditions, loss of income, or loss of data.

Medical Disclaimer

Nothing on this Website constitutes medical or mental health advice. The information provided is not a substitute for advice, diagnosis, or treatment from a licensed physician, therapist, counselor, or other qualified health care professional. Do not disregard or delay seeking professional medical advice based on information from this Website. We do not provide health care, medical, or nutritional therapy services, and we do not diagnose, treat, prevent, or cure any physical, mental, or emotional condition.

Legal and Financial Disclaimer

Nothing on this Website constitutes business, financial, or legal advice. The information provided is not a substitute for guidance from a qualified accountant, attorney, or financial advisor. You are solely responsible for your financial and legal decisions. We are not responsible for your earnings, business outcomes, or any financial results arising from your use of this Website.

Earnings Disclaimer

We make no representations regarding income potential, sales volume, or profitability arising from your use of this Website. Results vary by individual. We expressly disclaim responsibility for any choices, actions, or outcomes resulting from use or non-use of information obtained through this Website.

Warranties Disclaimer

Technology Disclaimer

We strive to ensure this Website is available without interruption or error. However, we cannot guarantee uninterrupted access and may need to suspend or restrict access for repairs, maintenance, or updates. To the fullest extent permitted by law, we are not liable for damages if this Website becomes unavailable due to system maintenance, internet traffic, server overload, network failures, or any other cause.

Errors and Omissions

We make every effort to present current and accurate information. However, given the evolving nature of relevant research and knowledge, we cannot be held responsible for inaccuracies. We assume no liability for errors or omissions on this Website or in content referenced or linked from it.

Third-Party Links

This Website may contain links to third-party websites, provided for convenience only. We do not endorse, sponsor, or control those websites and are not responsible for their content, accuracy, or policies. You assume responsibility for reviewing the terms and privacy policies of any linked websites before use.

Linking and Framing

You may link to this Website provided that the link does not imply sponsorship, endorsement, or ownership. You may not frame or inline link our Content without our prior written permission.

Indemnification, Limitation of Liability, and Release of Claims

Indemnification

You agree to defend, indemnify, and hold harmless Figure It Out with Freddi, along with its affiliates, agents, contractors, officers, directors, shareholders, employees, partners, successors, and licensees, from any and all claims, damages, liabilities, costs, and expenses, including legal fees, arising from your use of this Website or your breach of any obligation under these Terms.

Limitation of Liability

We are not liable for any information, products, or materials you obtain through this Website. We do not assume liability for accidents, injuries, loss, damage, lost profits, business interruptions, misapplication of information, or any physical or mental harm resulting from the acts or omissions of any person or entity affiliated with us. We assume no responsibility for any outcome resulting from your use of this Website or its Content.

Release of Claims

We are not liable to any party for direct, indirect, special, incidental, or consequential damages arising from use of or reliance on this Website or its Content. You hereby release us from all claims, including those related to lost profits, business interruptions, personal injuries, accidents, or any other loss or harm, even if we have been advised of the possibility of such damages.

Your Conduct

You agree not to use this Website in any way that interrupts, damages, or impairs its operation or accessibility. You are solely responsible for all electronic communications and content sent from your device to this Website.

You agree to use this Website for lawful, non-commercial purposes only. Prohibited uses include:

• Fraudulent activity or any use connected with a criminal offense or other unlawful conduct
• Sending or distributing content that is illegal, abusive, defamatory, obscene, threatening, invasive of privacy, or that infringes on any intellectual property rights
• Transmitting software viruses, harmful code, spam, chain letters, or mass mailings
• Causing annoyance, inconvenience, or unnecessary distress to others
• Impersonating any third party or misrepresenting the origin of your content
• Reproducing or reselling any part of this Website or its Content in violation of these Terms

Online Commerce

Certain sections of this Website may allow you to make purchases from us or from third-party merchants. Information collected during a transaction, including your name, address, payment method, and billing information, may be shared with us, the relevant merchant, and our payment processing provider. Please review our Privacy Policy for details on how your data is handled.

Any dealings, purchases, or transactions between you and any affiliate, merchant, or individual found through this Website are solely between you and that party. We are not responsible for any loss, damage, or disputes arising from those transactions. Additional terms from a payment processor or merchant may apply to specific purchases.

You release us, our affiliates, our payment processors, and our merchants from any damages arising from your purchases through this Website, and you agree not to bring claims against them in connection with such transactions.

Termination

We reserve the right to refuse or terminate your access to this Website and its Content, in whole or in part, at any time without notice. Upon termination, your authorization to access the affected portions of this Website immediately ceases. The restrictions imposed by these Terms continue to apply after any termination, whether initiated by you or by us.